Kevin Estes, CFP®, CCFC, MBA

I’m an hourly financial planner located near Seattle, Washington.

Before starting Scaled Finance, I worked at Amazon and T-Mobile. My experience included nine years in T-Mobile’s Financial Planning & Analysis department.

Coworkers kept asking me financial questions. I couldn’t find any financial planning firms dedicated to helping them so I decided to:

  • complete a personal financial planning program,

  • pass the CERTIFIED FINANCIAL PLANNER™ exam, and

  • found Scaled Finance, LLC.

Image of three people standing, smiling. Kevin Estes on the right wearing a dark blue suit. Wife on the left wearing a dark green dress. Younger daughter in between wearing a dark blue dress. Light blue background.
  • Clarity Creates Confidence Icon

    Clarity Creates Confidence

    Harness your deeper why. Clarity of thought leads to elegant simplicity.

  • No Judgement Just Tradeoffs Icon

    No Judgement, Just Tradeoffs

    No one can be behind on their path. Reviewing tradeoffs helps you choose how to live your best life.

  • Clients' Best Interest in Mind. Always. Icon

    Clients' Best Interest in Mind. Always.

    Proactively avoid conflicts of interest. Limit and discuss the unavoidable ones.

  • Expand Options Icon

    Expand Options

    Help you nurture capital (human, creative, financial...) to give you more options.

  • Extreme Transparency Icon

    Extreme Transparency

    Create the plan, incorporate feedback, and celebrate wins together!

  • Turn the Turtle Icon

    Turn the Turtle

    If making a little effort can help someone back on their feet, do it!

Who, What, How

I help tech professionals and their families live great lives. My definition of family is broad! Your family is whoever matters most to you.

I’ve been blessed with incredible opportunities. Now, I have the privilege to help people doing what I love.

I’m located near T-Mobile’s Bellevue, WA headquarters. Scaled Finance operates virtually, allowing me to serve clients nationwide.

Specialties

Fun facts:

  • Co-founded a half marathon

  • Love to play Ultimate Frisbee

  • Dress up for Halloween

  • Often have a song in my head

  • Grew up with a computer and without a TV

  • Worked at a women’s apparel retailer for four years

  • Helped build houses in middle and high school

  • Taught GMAT prep courses

Kevin Estes dressed like a pirate in a red coat, fake sword, crocheted tentacle green mask, tri-point hat, and holding a voter's ballot in front of a mailbox and orange-colored trees.
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My experience has given me a unique skillset to help you achieve your goals:

  • Four years of studies and active involvement in personal finance professional networks

  • Nine years of participation in the Financial Independence (FI) community

  • Nine years in T-Mobile’s Financial Planning & Analysis (FP&A) department until I left in April 2022

Education

  • CERTIFIED FINANCIAL PLANNER® (CFP®) professional

  • Certified College Financial Consultant (CCFC)

  • The Externship

  • Financial Planning Association Residency

  • Certificate in Financial Planning, Boston University

  • Master of Business Administration (MBA), University of Notre Dame

  • Bachelor of Arts (BA), Economics and Political Science, University of California, Los Angeles (UCLA)

Reverse gold CFP® vertical signature. CFP is included with plaque design and the words CERTIFIED FINANCIAL PLANNER® below it.

Kevin Estes is certified for financial planning services in the United States by Certified Financial Planner Board of Standards, Inc. (“CFP Board”). Therefore, he may refer to himself as a CERTIFIED FINANCIAL PLANNER™ professional or a CFP® professional and use these and CFP Board’s other certification marks (the “CFP Board Certification Marks”).

CFP® professionals have met CFP Board’s high standards for education, examination, experience, and ethics. You may find more information about the CFP® certification at www.CFP.net.

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.

CCFC in middle. CERTIFIED COLLEGE on top and FINANCIAL CONSULTANT on bottom, all in white. Image of a cap and mortar board on top between 20 and 17 in the year 2017. Green laurels on left and right. Circular image with blue background, green border.

This designation is issued by the American Institute of Certified College Financial Consultants (AICCFC) and is granted to individuals who meet all of the following prerequisites: possess one of the following professional designations: CPA, CFP, ChFC, CPWA, CIMA, RMA, AFC or provide evidence of sufficient education and experience to be deemed satisfactory by the AICCFC. Designees must complete a comprehensive education program that covers education funding, tax planning with education deductions and credits, financial aid planning, student loan advising, and practical planning strategy topics, and receive a passing grade of 80 or higher on all respective assessments in the program.

In order to maintain the CCFC Designation, designees must complete four hours of approved continuing professional education on an annual basis if they possess one of the approved prerequisite professional designations or 15 hours if they do not possess one of the approved prerequisite professional designations. In addition, CCFC designation holders must abide by the Code of Ethics, which requires designees to act with integrity, objectivity, competence, fairness, professionalism, diligence, and maintain client confidentiality.

  • NAPFA logo. NAPFA is in black. Under it is THE POWER OF TRUST in light blue. The abstract image to the left is three people holding hands in a circle. One is purple, one is hunter green, and one is the same light blue as THE POWER OF TRUST.

    Kevin Estes is a NAPFA Associate. The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors— highly trained professionals who are committed to working in the best interests of those they serve.

  • XY Planning Network logo. XY is large at the top. X is blue, Y is green. PLANNING is below XY in blue. NETWORK is below PLANNING in green.

    Kevin Estes is a Member of the XY Planning Network. The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.

  • Fee Only Network logo. FEE > ONLY is large and at the top in a darker green. NETWORK MEMBER is listed below it. NETWORK is in periwinkle. MEMBER is in very dark navy.

    FeeOnlyNetwork.com works for the greater good of the industry by amplifying the messages of the organizations that champion the fee-only advisor and fiduciary standard – The National Association of Personal Financial Advisors (NAPFA), XY Planning Network, Garrett Planning Network, and Alliance of Comprehensive Planners.