Transactions in Retirement Accounts Aren’t Taxed… Yet
When something keeps coming up in conversations, I prioritize it for content! Some very intelligent, educated, and succesful people haven't been sure how investment changes within retirement accounts are taxed. Fortunately, investment changes don't usually have an immediate tax impact! Adjusting these accounts may be the best way to rebalance a portfolio.
Potential Financial Steps for T-Mobile Employees in September
What financial steps might T-Mobile employees take in September?
Select employee stock purchase plan contribution percentage
Book Thanksgiving plans
Start benefits and insurance review
Replenish emergency fund
Schedule remaining Paid Time Off (PTO)
We Rode in a Self-Driving Vehicle
Our family rode in a self-driving car. While on vacation in San Francisco, we kept seeing these driverless vehicles. Although I've caught hundreds of rides with ride sharing services, this one felt different!
Is Insurance an Investment?
Why insurance isn’t usually an investment - coverage often doesn't grow wealth, it’s treated as expense, and mostly protects against loss.
What Financial Steps Might T-Mobile Employees Take in August?
What financial steps T-Mobile employees might take in August?
Shop for Back to School
Take summer vacation
Review investments
Submit dependent care reimbursements
Check financial independence plan
Turn $200,000 into $13 Million?
Most people want to get rich NOW. That's now (usually) how wealth is built. Want to know the secret? Time.
What Are Large, Mid, and Small-Cap?
What are large, mid, and small cap? There’s a clear definition… in theory. Reality is messier.
How to Use Credit Reports to Improve Credit Scores
How to use credit reports wisely - to dispute errors, lower utilization, boost score factors, and unlock better credit opportunities.
Potential Financial Steps for T-Mobile Employees in July
What financial steps might T-Mobile employees take in July? Options could include: check credit reports, review / rebalance investment portfolio, take summer vacation, attend camps, and submit dependent care reimbursements
Contribute to Pre-Tax or After-Tax?
Many people struggle to decide whether to contribute to a pre-tax account, after-tax account, or both. Both options may exist for plans like a 401(k), 403(b), 457(b), and Individual Retirement Arrangement (IRA). The after-tax version is often a Roth plan.
Imagine Summer Without These!
Celebrate Juneteenth by spotlighting summer inventions - like ice cream scoops, Super Soakers, and refrigeration - that make life sweeter and safer.
How Might the T-Mobile / UScellular Merger Un-Fold?
How might the T-Mobile / U.S. Cellular merger un-fold? T-Mobile has a playbook it’s used for its MetroPCS, Sprint, and Mint mergers. Although every merger is a little different, the UScellular merger will likely have many similarities.
Potential Financial Steps for T-Mobile Employees in June
Smart June financial steps for tech professionals could include: enjoy end-of-school celebrations, replenish your emergency fund, plan summer trips, and submit dependent-care reimbursements.
How Americans Spend
Knowing how Americans spend - from housing and transport to entertainment - can help you focus your spending where it matters most.
How to Minimize Lifetime Taxes
Many people focus on reducing taxes for the previous year. Some take proactive steps to reduce their tax bill for this year. Very few proactively minimize their lifetime incomes taxes.
Shop Auto Insurance
Many people overpay for auto insurance. They can go years - even decades - without getting multiple quotes. Insurance is highly regulated. Its quality largely depends on the coverage and financial strength of the insurer. The agent down the street may cost a lot! Trust everyone but cut the deck.
Potential Financial Steps for T-Mobile Employees in May
What financial steps might T-Mobile employees take in May? Options could include: review tax withholding (Form W-4), update goals and financial plan, check student loan / other debt balances, fund education savings, and schedule fall Paid Time Off (PTO).
Benefit from Stop, Start, Continue!
Benefit from Start, Start, Continue! This technique applies to many areas of life - including personal finance.
Rich Is Flashy
Rich is flashy. However, few things can destroy someone’s wealth faster than trying to look rich.
Own Like a Billionaire?
A lot of the focus has been on how much those with significant wealth own. However, what they own might be even more interesting! This article leverages data from the Federal Reserve to compare what households own at varying levels of wealth.
